Homemovers and second-time buyers are prioritising low loan-to-value home loans with terms covering 5 years, Moneyfactscompare.co.uk research study shows.
Some 45% are looking for fixed regards to five years or more.
Searches are heavily concentrated at lower LTV tiers among existing borrowers, with more than two-thirds of remortgage customers taking a look at loans of 60% LTV or below.
Adam French, head of consumer financing at Moneyfactscompare.co.uk, said: “Many families are selecting stability over movement.
“Slower house rate growth suggests less homeowners are trading up rapidly and rather are focusing on securing cost and insulating themselves from future financial and rate unpredictability.
“The real estate ladder hasn’t stopped moving, however in an increasingly volatile– and costly– world, it appears a lot of potential borrowers are climbing it far more very carefully.”
High profile disputes, the latest being the United States’s attack on Iran, is serving to rock oil prices and stock exchange, producing monetary instability.