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Real world BTL mortgage renewal, who should pay? scrollThreshold){innerWrap.classList.remove(‘py-3’)}else{innerWrap.classList.add(‘py-3’)}} window.addEventListener(‘scroll’,handleScroll);handleScroll()})()]]>
12:00 AM, 18th March 2026, 4 months ago 4
Hello, I just renewed my BTL mortgage and the monthly payment went from £54 to £144!
Should I pass the increase to my tenant? Should I sell the property?
Should I just accept less money for me to live on?
Any suggestions gratefully accepted.
NB I know it’s a tiny mortgage in the grand scheme of things. But 1.4% to 5% is a massive increase.
Thank you,
Jim
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